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How x440 Handles Your Personal Data

This Privacy Policy sets out exactly what personal data x440 collects when you open an account, deposit via UPI, Paytm or PhonePe, and engage with our platform —…

Data collected only for account operationUPI, Paytm, PhonePe transactions securedYour rights to access and correct your dataNo third-party sale of personal informationIndia-specific data handling practices
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x440 How x440 Handles Your Personal Data
PRIVACY CONTACT PATHS

Reach Us About Your Privacy Rights

Email Privacy Team Send a detailed request to our dedicated privacy address at x440.net. We acknowledge all privacy-related emails within 48 hours and resolve data access or correction requests within 14 working days.
Live Chat Support Our live chat channel on x440.net is available around the clock. Use it to raise a privacy concern, ask about your stored data, or request that outdated account information be corrected or removed.
Account Settings Panel Many data preferences — such as communication opt-outs and cookie settings — can be adjusted directly inside your account dashboard at x440.net without needing to contact our support team.
DATA HANDLING STANDARDS

Six Ways We Protect Your Data at x440

From account creation through every Paytm or PhonePe deposit, we apply layered security controls so your personal data stays protected.

Encrypted Data Storage

All personally identifiable data is encrypted at rest using industry-standard AES-256 encryption. This applies equally to your profile details, communication history and payment method identifiers stored in your account.

Cookie Controls You Own

We use essential, analytics and preference cookies. You can accept all, reject non-essential ones, or adjust per category via the cookie banner that appears on your first visit to x440.net — your choice is remembered.

Account Security Layers

Your account is protected by password hashing and optional two-factor verification sent to your registered mobile number. We never store your plain-text password and cannot retrieve it — only reset it securely.

Data Retention Schedule

Active account data is retained while your account is open. After account closure, we hold the minimum data required by applicable law, then delete or anonymise it on a fixed schedule reviewed annually.

No Sale of Personal Data

We do not sell, lease or trade your personal data to third-party advertisers or data brokers. Data is shared with payment processors like UPI networks or Paytm only to the extent needed to complete your transaction.

Data Correction Requests

You have the right to request a copy of all personal data we hold about you, or to ask us to correct inaccurate details. Submit your request via email or live chat and we will respond within the timelines stated in this policy.

Your Privacy Policy Questions, Answered

These are the questions we hear most frequently about how x440 collects, uses and protects personal data. If your question is not covered here, contact our privacy team directly through the channels listed above.

We collect your name, email address, phone number and date of birth during registration. If you deposit via UPI, Paytm or PhonePe, we also record the transaction reference and payment method type — never your UPI PIN or full card number.

Payment data is passed directly to the relevant payment processor — UPI network, Paytm or PhonePe — over an encrypted connection. We store only the transaction reference and amount to reconcile your account balance; raw payment credentials are never held on our servers.

Yes. Submit a data access request by email to our privacy team at x440.net or via live chat. We will compile and deliver a copy of your personal data held in our systems within 14 working days of verifying your identity.

Contact our privacy team through email or live chat with your account details and the specific correction or deletion you need. We will action verified requests within 14 working days, subject to any data we are legally required to retain.

We share data only with payment processors (UPI networks, Paytm, PhonePe) to complete transactions, and with fraud-prevention services to protect your account. We do not share data with advertisers or sell it to any external party.

After you close your account, we retain the minimum data required under applicable law — typically transaction records and identity documents. Once that retention period expires, your data is securely deleted or anonymised on our scheduled review cycle.

We use essential cookies to keep your session active, analytics cookies to understand how you navigate the platform, and preference cookies to remember your settings. You control which non-essential cookies are active via the cookie banner on x440.net.

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