Where our legal terms apply
Our legal position follows the laws that apply to your location. If access is not permitted where you are, you should not continue, and we may block sign-in or account actions until the issue is cleared. When you open an account, you agree that we may
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collect the details needed to verify you, keep transaction records, check device and session logs, and answer lawful requests. Payment records linked to UPI, Paytm, PhonePe and Google Pay can be kept for reconciliation, fraud checks and audit trails. We also keep a change log when
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we update these terms, so the version you see on the page is the one that applies from the posted date. If a legal question affects your account, the answer depends on local law and the records tied to your profile.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.